Adverse Personal and Claims History

Claims History and Adverse Personal History

• We specialise in arranging home insurance for individuals with a diverse range of non-standard circumstances, including those with bankruptcy history. 
• Securing home insurance after making claims in the past can be difficult as many insurers are reluctant to provide cover or they may outright refuse cover for those with a claims history.
• We strive to offer comprehensive home insurance for everyone, whether claims have been made in the past or not.
• In the world of insurance, a recent claims history categorises an individual as a higher risk, making it more challenging to secure coverage from ‘standard’ insurers. Many traditional providers may decline home insurance for individuals with claims history.
• Your claims history matters as it influences how insurers perceive risk. Individuals with recent claims are considered higher risk, which can lead to challenges in securing cover from standard insurers.