Unoccupied Home Insurance

Unoccupied Property Insurance

• Why take out home insurance for a vacant home? When a property is vacant for 30 consecutive days or more, it faces heightened risks so home insurance for unoccupied homes is important to have in place.
• Relatively minor issues such as a small leak can quickly escalate into a much bigger problem if left undetected. What’s more, unoccupied properties are more likely to be susceptible to theft and vandalism.  
• It's also important to ensure your insurance cover is adequate to account for your vacant property if left unoccupied for an extended period of time due to renovation works or preparing for a sale.
• The Open & Direct team understand properties can be unoccupied for a many reasons and circumstances. We are experts in providing unoccupied house insurance, offering unoccupied buildings and contents insurance for unoccupied homes.